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Lease Buyout Calculator
Want a quick estimate of what it would cost to buy out your lease? Enter your residual value, remaining payments, and fees, and this calculator gives you a bottom-line number including taxes.
Tell us about it
in $ USD$19,000.00
$
$360.00
$
10
$300.00
$
7.25%
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Estimated Buyout
$24,560.25
In plain English
The lease has a $19,000.00 residual, $360.00 a month for 10 months, plus a $300.00 purchase-option fee. At 7.25% sales tax, the early buyout comes to $24,560.25.
How we got there+
| Base buyout (pre-tax) | $22,900.00 |
| Sales tax | 7.25% |
| Final buyout | $24,560.25 |
Estimates only, not legal or financial advice. Double-check figures with a qualified professional.
How we got there
— Lease Buyout CalculatorMethodology reviewed: August 17, 2026 · Source: Federal Reserve — Vehicle Leasing: Buying the Vehicle at Lease-End
Frequently asked questions
Q.How accurate is the lease buyout estimate?▾
It is as accurate as the numbers you enter. For an exact payoff quote, contact your leasing company directly.
Q.Should I buy out my lease or return the car?▾
Compare the buyout cost to the car's current market value. If the buyout is lower, buying makes sense. If it is higher, returning may be better.
Q.Can I finance the buyout?▾
Yes. You can take out a loan to buy the car, just like any other vehicle purchase. Your interest rate will depend on your credit.
Q.What taxes will I pay?▾
Sales tax applies to the buyout amount. Enter your local rate to get an accurate estimate. Some states also charge registration or title fees.
Q.Can I buy out my lease early?▾
Yes, most leasing companies allow early buyout. The cost includes the residual value, remaining payments, and fees.