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Car Lease Buyout Calculator
Thinking about buying out your car lease instead of returning it? This calculator adds up the residual value, remaining payments, fees, and taxes so you know the true cost before you call the dealer.
Tell us about it
in $ USD$18,000.00
$
$350.00
$
12
$300.00
$
7.25%
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Estimated Buyout
$24,131.25
In plain English
The lease has a $18,000.00 residual, $350.00 a month for 12 months, plus a $300.00 purchase-option fee. At 7.25% sales tax, the early buyout comes to $24,131.25.
How we got there+
| Base buyout (pre-tax) | $22,500.00 |
| Sales tax | 7.25% |
| Final buyout | $24,131.25 |
Estimates only, not legal or financial advice. Double-check figures with a qualified professional.
How we got there
— Car Lease Buyout CalculatorMethodology reviewed: August 17, 2026 · Source: Federal Reserve — Vehicle Leasing: Buying the Vehicle at Lease-End
Frequently asked questions
Q.How is a car lease buyout calculated?▾
The buyout equals the residual value plus any remaining monthly payments plus the purchase-option fee, all multiplied by your local sales tax rate.
Q.Where do I find the residual value?▾
It is printed on your lease contract. You can also find it in your online account with the leasing company or by calling them directly.
Q.Is buying out my lease a good idea?▾
It depends on the car's market value compared to the buyout cost. If the car is worth more than the buyout, it can be a smart move.
Q.What is a purchase-option fee?▾
It is a fee the leasing company charges to process the buyout. It is usually between 300 and 500 dollars and is listed in your lease contract.
Q.Does the buyout include sales tax?▾
Yes. The calculator applies your local sales tax rate to the total. Your actual tax may vary depending on your state and local rates.